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Yes to both your questions

here is a link for you

http://www.ssa.gov/notices/supplemental-security-income/text-work-

ussi.htm

>

> Hey all,

>

> So I was hoping someone here could help me answer a few questions I

> have about benefits. I'm working part-time as a tutor at school for

> about 20 hrs per wk with pay at $7.25/hr. At the moment I also receive

> SSI. My question is, 1. Do I need to let the social security people

> know about working since I am getting paid? and 2. Will my pay affect

> my SSI benefits?

>

> Thanks for any help!!

>

> -preet

>

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the link doesn't seem to be working???

Kay <wildflower63@...> wrote:

Yes to both your questions

here is a link for you

http://www.ssa.gov/notices/supplemental-security-income/text-work-

ussi.htm

>

> Hey all,

>

> So I was hoping someone here could help me answer a few questions I

> have about benefits. I'm working part-time as a tutor at school for

> about 20 hrs per wk with pay at $7.25/hr. At the moment I also receive

> SSI. My question is, 1. Do I need to let the social security people

> know about working since I am getting paid? and 2. Will my pay affect

> my SSI benefits?

>

> Thanks for any help!!

>

> -preet

>

---------------------------------

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http://www.ssa.gov/notices/supplemental-security-income/text-work-<http://www.ss\

a.gov/notices/supplemental-security-income/text-work-ussi.htm>

ussi.htm

<http://www.ssa.gov/notices/supplemental-security-income/text-work-ussi.htm>

Try that, sis.

On 2/27/07, Preet <dreamzofx23@...> wrote:

>

> the link doesn't seem to be working???

>

> Kay <wildflower63@... <wildflower63%40>> wrote: Yes to both

> your questions

> here is a link for you

>

> http://www.ssa.gov/notices/supplemental-security-income/text-work-

> ussi.htm

>

>

> >

> > Hey all,

> >

> > So I was hoping someone here could help me answer a few questions I

> > have about benefits. I'm working part-time as a tutor at school for

> > about 20 hrs per wk with pay at $7.25/hr. At the moment I also receive

> > SSI. My question is, 1. Do I need to let the social security people

> > know about working since I am getting paid? and 2. Will my pay affect

> > my SSI benefits?

> >

> > Thanks for any help!!

> >

> > -preet

> >

>

>

>

>

>

> ---------------------------------

> Expecting? Get great news right away with email Auto-Check.

> Try the Beta.

>

>

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cut/copy and paste the URL to include the htm tag at the end of the

url

> > >

> > > Hey all,

> > >

> > > So I was hoping someone here could help me answer a few

questions I

> > > have about benefits. I'm working part-time as a tutor at school

for

> > > about 20 hrs per wk with pay at $7.25/hr. At the moment I also

receive

> > > SSI. My question is, 1. Do I need to let the social security

people

> > > know about working since I am getting paid? and 2. Will my pay

affect

> > > my SSI benefits?

> > >

> > > Thanks for any help!!

> > >

> > > -preet

> > >

> >

> >

> >

> >

> >

> > ---------------------------------

> > Expecting? Get great news right away with email Auto-Check.

> > Try the Beta.

> >

> >

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Do you or anyone else know how much my 7.25/hr pay will affect my SSI? like how

much less will I get? right now I get around 600/mnth. Does it make a

difference if I am doing through school? Because I am also getting credit for

it at the same time...I'm new to this stuff so it is all a bit confusing.

-preet

VickiLJurney@... wrote: Yes

and yes. If you don't tell them, they will find out anyway and threaten

to cut you off unless you have developed an IRWE (Impairment Related Work

Expense plan).

Vicki

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This doesn't answer your question, but it is a suggestion I always make. When

you do report your income, it is better to say you earn a little more than you

do otherwise you will have a perpetual overpayment. What will happen is that you

will send in proof of your income (paycheck stubs) to your local office for

verification of income and from that they will know how much ssi you should have

received for those months which they would have already paid you. If you over

estimate your earnings you may get cash back rather than owing.

Preet <dreamzofx23@...> wrote:

Do you or anyone else know how much my 7.25/hr pay will affect my SSI? like

how much less will I get? right now I get around 600/mnth. Does it make a

difference if I am doing through school? Because I am also getting credit for it

at the same time...I'm new to this stuff so it is all a bit confusing.

-preet

VickiLJurney@... wrote: Yes and yes. If you don't tell them, they will find

out anyway and threaten

to cut you off unless you have developed an IRWE (Impairment Related Work

Expense plan).

Vicki

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Preet,

Because you are under age 22 and are regularly attending school, SSA

does not count up to $1,510 of earned income per month. This is

called the Student Earned Income Exclusion. It is described on page

44 of SSA's Red Book. The maximum yearly exclusion is $6,100. These

amounts are for the year 2007; they are adjusted each year based on

the cost-of-living. The amounts listed in the Red Book are from 2006.

If you earn over these amounts, the regular work incentive rules

apply. When you are 22 or over, the regular SSI work incentive rules

apply. I wrote the following explanation about the rule a while ago

for my clients in California and keep it up to date. You can also

read about the rules in the Red Book at:

http://www.ssa.gov/work/ResourcesToolkit/redbook_page.html

For those of you in different states, I can dig up numbers if needed.

Alana

Your Friendly Neighborhood Benefits Planner

Rules for Folks on SSI and Working

There is a formula that the Social Security Administration (SSA) uses

for SSI beneficiaries with additional income from employment.

Please Note: There are different rules for blind and/or self-

employed beneficiaries. There are also different rules for SSI

beneficiaries with unearned income such as SSDI, alimony, etc. Those

rules are not addressed here.

SSI RATES IN 2007 - Living Independent in California Only

Note: A beneficiary may not receive the full SSI amount because they

are receiving help with housing or food costs or are repaying an

overpayment.

- Aged or Disabled (non-Blind) Single Individual - $856.00

- Blind Single Individual - $921.00

- Couple, Both Aged or Disabled (non-Blind) - $1,502.00

- Couple, One Aged or Disabled, One Blind - $1,644.00

- Couple, Both Blind - $1,729.00

REPORTING INCOME

- Reporting your income in writing is required. Mail or bring

in original pay stubs and original receipts for IRWE's. SSA will

make copies and return the originals to you. No matter what anyone

tells you, it is NOT possible to officially report your income over

the phone.

- You should report your income by the 10th day of the

following month in which you earned it. It doesn't count WHEN you

WORKED...It counts WHEN you were PAID. Ex: If you work all February

and get paid on March 1st, it's March income to be reported by April

10th. Get paid on July 15th & 31st, report your income to SSA by

August 10th, and your September SSI check will be reduced accordingly.

THE SSI WORK INCENTIVE FORMULA

- The 1st $85.00 you earn in a month doesn't count against your

SSI.

- After that, for every dollar you earn, half ($.50) is

deducted from your future SSI check; the other half you keep.

- SSA uses your GROSS income (before taxes and deductions) when

making these calculations; not your NET income (the actual pay

amount).

Example: If in July you earn $800 gross, and your monthly SSI is

$856, and if you report your income by August 10th:

$800.00 (Your Gross Earned Income)

- $85.00 ($65 Earned Income Exclusion + $20 General Income Exclusion)

= $715.00 Divided by 2 = $357.50 (Countable Income)

You keep $85.00 and $357.50 and SSA reduces your September SSI by

$357.50 (July's Countable Income), paying you $498.50 in September.

IMPAIRMENT RELATED WORK EXPENSES (IRWE's)

You may deduct the cost of out-of-pocket expenses that relate to your

disability AND work.

Examples:

- Acupuncture to manage pain

- Adaptive software or equipment to use at work

- Vitamin supplements

- Appointment and prescription co-payments

- Personal assistance services (PAS) not covered by

another source but required to be able to work

- Transportation in a modified vehicle

There is not a standard list of allowed IRWE's. They are determined

on an individual basis. One may be required to provide written

justification from a medical practitioner.

THE SSI WORK INCENTIVE FORMULA w/IRWE's

Example: If in July you earn $800 gross, your monthly SSI is $812,

and if you report your income by August 10th, AND you spend $100 on

IRWE's:

$800.00 (gross Earned Income)

- $85.00 ($65 Earned Income Exclusion + $20 General Income

Exclusion)

= $715.00

- $100.00 (IRWE's)

= $615.00 Divided by 2 = $307.50 (Countable Income)

You keep $85.00, and you keep $307.50, and SSA reduces your September

SSI by $307.50 (July's Countable Income), paying you $548.50 in

September.

MEDI-CAL (MEDICAID) & IN-HOME SUPPORTIVE SERVICES (IHSS is in

CALIFORNIA)

If your earnings are high enough for the above formula to make your

SSI payments go down to $0.00, you are automatically put into a

category called 1619(B). This is a section of the Social Security

Act that maintains your Medicaid eligibility if your gross annual

earnings are below $39,920. This figure is called the 1619(B)

Standard Threshold. This amount is for California only and is

different in each state.

If your earned income goes higher than the 1619(B) Standard

Threshold, you may still be eligible for Medicaid if your medical

expenses are high and your earnings and any other existing insurance

cannot support your medical needs - SSA will calculate an Individual

Threshold for you.

Example: You earn $2,200.00/mo. gross and have medical insurance

through your employer. The insurance does not cover necessary

Personal Assistance Services (PAS). IHSS pays $2,226.00/mo. for 212

hours of PAS. Because IHSS pays for necessary health care that is

too expensive for your earned income to pay, you will maintain your

Medi-Cal and IHSS eligibility. You must continue to report income

and IRWE's every month to SSA.

THINGS TO KEEP IN MIND

SSA defines disability as an inability to work. Working contradict

this definition, hence, you are defying a basic premise under which

the SSA disability rules were written. It is likely that mistakes

will be made when calculating you SSI eligibility. KEEP all your

paperwork and make notes of verbal interactions with SSA. There is

no statute of limitations on SSA looking back to question earnings

and SSI payments.

It's best to either have stable income or to set your earnings aside

until the month your SSI goes down.

Most of this information is in Social Security's Red Book at the SSA

office or on-line at http://www.ssa.gov

>

> Do you or anyone else know how much my 7.25/hr pay will affect my

SSI? like how much less will I get? right now I get around 600/mnth.

Does it make a difference if I am doing through school? Because I am

also getting credit for it at the same time...I'm new to this stuff

so it is all a bit confusing.

>

> -preet

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Guest guest

SSI is very difficult to deal with in many ways, but

its especially hard because you never talk to the same

person (if you call the toll free number) and some of

the people who work there don't know what they're

doing. I won't go into my long saga, but I'll just say

that I am now having to pay back what is for me a very

large amount of money, because I was told several

times that I was not in overpayment, when in fact I

was. So the money accumulated, and now I am having to

pay it all back. Fortunately for me, they will do

payment plans. Make sure that you keep a record of who

you talk to and everything that was said each time you

call. Also, you need to know that they look at your

gross amount of income, not your take home pay. But if

you are tutoring, you probably aren't having anything

taken out for taxes or anything like that.

Dina

--- Preet <dreamzofx23@...> wrote:

> Do you or anyone else know how much my 7.25/hr pay

> will affect my SSI? like how much less will I get?

> right now I get around 600/mnth. Does it make a

> difference if I am doing through school? Because I

> am also getting credit for it at the same

> time...I'm new to this stuff so it is all a bit

> confusing.

>

> -preet

>

> VickiLJurney@... wrote:

> Yes and yes. If you don't

> tell them, they will find out anyway and threaten

> to cut you off unless you have developed an IRWE

> (Impairment Related Work

> Expense plan).

>

> Vicki

>

> [Non-text portions of this message have been

> removed]

>

>

>

>

>

>

> ---------------------------------

> Get your own web address.

> Have a HUGE year through Small Business.

>

> [Non-text portions of this message have been

> removed]

>

>

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Guest guest

Can you tell me what an IRWE is?

--- VickiLJurney@... wrote:

IRWE

> (Impairment Related Work

> Expense plan).

>

> Vicki

>

>

> [Non-text portions of this message have been

> removed]

>

>

________________________________________________________________________________\

____

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Guest guest

IRWE = Impairment Related Work Expense

They are out-of-pocket expenses that are related to both your

disability AND your ability to work. You will find a good

description on pages 30-33 of the Red Book.

http://www.socialsecurity.gov/redbook/eng/page30.htm#2

The IRS also allows taxpayers to deduct IRWEs. The rules are a bit

different. Consult with the IRS or a certified tax preparer for

details.

You cannot claim an IRWE with both the IRS and SSA.

Alana

> IRWE

> > (Impairment Related Work

> > Expense plan).

> >

> > Vicki

> >

> >

> > [Non-text portions of this message have been

> > removed]

> >

> >

>

>

>

>

>

______________________________________________________________________

______________

> Expecting? Get great news right away with email Auto-Check.

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Guest guest

Thanks! It is amazing the things they DONT tell you

about! I am saving this so I can ask about it when I

do indeed go to work!

Thanks again!

--- Alana <alrt@...> wrote:

> IRWE = Impairment Related Work Expense

>

> They are out-of-pocket expenses that are related to

> both your

> disability AND your ability to work. You will find

> a good

> description on pages 30-33 of the Red Book.

>

>

http://www.socialsecurity.gov/redbook/eng/page30.htm#2

>

> The IRS also allows taxpayers to deduct IRWEs. The

> rules are a bit

> different. Consult with the IRS or a certified tax

> preparer for

> details.

>

> You cannot claim an IRWE with both the IRS and SSA.

>

> Alana

>

>

> > IRWE

> > > (Impairment Related Work

> > > Expense plan).

> > >

> > > Vicki

> > >

> > >

> > > [Non-text portions of this message have been

> > > removed]

> > >

> > >

> >

> >

> >

> >

> >

>

______________________________________________________________________

> ______________

> > Expecting? Get great news right away with email

> Auto-Check.

> > Try the Beta.

> >

>

http://advision.webevents./mailbeta/newmail_tools.html

> >

>

>

>

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Guest guest

You're welcome!

>

> Thanks! It is amazing the things they DONT tell you

> about! I am saving this so I can ask about it when I

> do indeed go to work!

>

> Thanks again!

>

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  • 4 months later...
Guest guest

<< Hi,

I have a question. My son is making $50 a week and I want to know how this

affects his SSI. I thought that if he made more then $80 a month they took $1

for each $2 he make over the $80 out of his SSI check.

Could someone help me?

Jeannette>>

Hi Jeanette--

How old is your son? If he is still in school, they will not count his

income against him (You will need to provide proof of this and still submit pay

stubs) - it's considered " work training " . A good thing to keep in mind when

your

son or daughter is between the ages of 18-21-- they can keep all the $ they

make.

If he is not in school, yes, they do as you said above. The other thing you

may want to look into is something called a " PASS or IRWE " plan, if your son

is looking toward making more money. These are Social Security Work Incentive

programs. They allow you to subtract the disability related support costs for

the individual so that you can keep more of the social security.(And your

medicaid) It is really a complicated formula, and I'm not particularly adept at

it, but if you are looking to have your son move to more hours and make more

money--- it is something really worth looking into. Especially if someone is

being paid to support him in employment--- like a job coach, or if they paid to

make any accomdations for him.

M.<BR><BR><BR>**************************************<BR> Get a sneak

peak of the all-new AOL at http://discover.aol.com/memed/aolcom30tour</HTML>

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  • 3 years later...
Guest guest

When my son received his SSI it was retroactive to the date we applied.  Am I

able to use these funds to reimburse for services received during that period. 

For example, the first check was received in April, 2011, but retroactive to

November, 2010.  If I paid a Dr.'s bill for December, can I reimburse myself

from these funds?  Thanks.

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Guest guest

I asked the same question a week or so back, maybe not summarized as well as

you. I dont believe I got the exact answer to the question. The answer came in

more broad being answered as the uses for the SSI monthly check; so I'm sorry I

don't personally know.

Hopefully now that 2 of us have asked the same question, it might be

readdressed, and someone might be able to answer.

DS

>

> When my son received his SSI it was retroactive to the date we applied.  Am I

able to use these funds to reimburse for services received during that period. 

For example, the first check was received in April, 2011, but retroactive to

November, 2010.  If I paid a Dr.'s bill for December, can I reimburse myself

from these funds?  Thanks.

>

>

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Guest guest

When Adam got his first check including previous months, the SSI agent told me

specifically to pay myself back for the 3 months of shared living expenses. So

I would assume MD bills from Dec. in your case are fine, but not from October.

> >

> > When my son received his SSI it was retroactive to the date we applied.  Am

I able to use these funds to reimburse for services received during that

period.  For example, the first check was received in April, 2011, but

retroactive to November, 2010.  If I paid a Dr.'s bill for December, can I

reimburse myself from these funds?  Thanks.

> >

> >

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