Re: Medicaid and Medicare Eligibility: Social Security benefits for DACs if there are two in the family

[Guest guest]

I have another question regarding Social Security benefits.  I have two adult

sons that are disabled.  One is on SSI and the other on SSDI.  You mentioned

that when a worker retires, the DAC receives 50% of the worker's retirement

funds, and 75% when the worker dies.  Does the same hold true if there are 2

DACs?  I was under the impression that there is a maximum family amount of

Social Security allowed for the retiree, spouse (if retired) and DACs.  I

understand that our one son may switch from SSI to SSDI depending on the amount

received, but will our sons' amounts be less because of the family maximum?

 And will that affect either my husband's or my amount?

Micki Coppel

________________________________

From: Theresa Varnet <tvarnet@...>

IPADDUnite

Sent: Wednesday, June 1, 2011 7:12 AM

Subject: Re: Medicaid and Medicare Eligibility

 

There are two ways to qualify for Medicare.  One is through the workers own

work record and the other is through the parent's or qualified grandparent's

work record.  One is only eligible for a grandparent's benefits if one was

dependent on the grandparent for his/her support. 

When a worker dies, retires or becomes disabled and s/he has paid the requisite

# of quarters to SSA, the worker becomes eligible for SS retirement, disability

or death benefits for qualifed dependents such as a spouse,minor child or

disabled adult child (DAC). If the worker has a DAC (a DAC is someone who was

disabled prior to the age of 22, is incapable of gainful activity (currently the

ability to earn $1,000 per month) and single), then the disabled adult child

receives 50% of the worker's SSDI or retirement funds while the worker is alive

and 75% of the worker's SSA when the worker dies.  Once a disabled adult child

receives SSDI for 2 years, s/he becomes eligible for Medicare.  If the amount

of SSDI is over $694 per month, s/he will not receive SSI.  If the SSDI is less

than $694 per month, s/he may receive SSI in addition to the SSDI if s/he does

not have any other unearned or earned income. 

This is a complicated topic.  Rubin and I often give trainings to Arc

Chapters and other non profit organizations on this topic.  You may want to try

to attend one or more to gain more information regarding DAC benefits. 

Terrie Varnet

From: Margie Sillery < margiesillery@... >

Subject: Medicaid and Medicare Eligibility

ipaddunite

Date: Sunday, May 29, 2011, 7:56 AM

 

My son just qualified for Medicaid.  Now I want him to earn enough credits to

qualify for Medicare.  He is 19  Is there someone knowledgeable who I can talk

to who can get me up to speed on this?  He is just starting to work.  Thanks.

 

By the way, he transitions out of high school today.  He will participate in

the graduation ceremony with his special needs and typical peers.  Thirteen

years have gone by much too fast. 

 

Margie

[Guest guest]

When you receive your annual ss summary approximately 3 months before your or

spouse's birthday, it will tell you what the cap will be. If the spouse is alive

and collecting off deceased spouse's work record each check will be less than 75

percent. If spouse dies each son may receive the 75 percent. The amount could

vary if one son also has in SSDI income based on his own income. If so the SSDI

Dax benefit will supplement his own Ssd benefits to equal what would have been

75 percent.

Sent from my iPhone

On Jun 6, 2011, at 5:41 PM, Micki Coppel <m_coppel@...> wrote:

> I have another question regarding Social Security benefits. I have two adult

sons that are disabled. One is on SSI and the other on SSDI. You mentioned

that when a worker retires, the DAC receives 50% of the worker's retirement

funds, and 75% when the worker dies. Does the same hold true if there are 2

DACs? I was under the impression that there is a maximum family amount of

Social Security allowed for the retiree, spouse (if retired) and DACs. I

understand that our one son may switch from SSI to SSDI depending on the amount

received, but will our sons' amounts be less because of the family maximum? And

will that affect either my husband's or my amount?

>

> Micki Coppel

>

> ________________________________

> From: Theresa Varnet <tvarnet@...>

> IPADDUnite

> Sent: Wednesday, June 1, 2011 7:12 AM

> Subject: Re: Medicaid and Medicare Eligibility

>

>

> There are two ways to qualify for Medicare. One is through the workers own

work record and the other is through the parent's or qualified grandparent's

work record. One is only eligible for a grandparent's benefits if one was

dependent on the grandparent for his/her support.

>

> When a worker dies, retires or becomes disabled and s/he has paid the

requisite # of quarters to SSA, the worker becomes eligible for SS retirement,

disability or death benefits for qualifed dependents such as a spouse,minor

child or disabled adult child (DAC). If the worker has a DAC (a DAC is someone

who was disabled prior to the age of 22, is incapable of gainful activity

(currently the ability to earn $1,000 per month) and single), then the disabled

adult child receives 50% of the worker's SSDI or retirement funds while the

worker is alive and 75% of the worker's SSA when the worker dies. Once a

disabled adult child receives SSDI for 2 years, s/he becomes eligible for

Medicare. If the amount of SSDI is over $694 per month, s/he will not receive

SSI. If the SSDI is less than $694 per month, s/he may receive SSI in addition

to the SSDI if s/he does not have any other unearned or earned income.

>

> This is a complicated topic. Rubin and I often give trainings to Arc

Chapters and other non profit organizations on this topic. You may want to try

to attend one or more to gain more information regarding DAC benefits.

>

> Terrie Varnet

>

>

>

> From: Margie Sillery < margiesillery@... >

>

> Subject: Medicaid and Medicare Eligibility

>

> ipaddunite

>

> Date: Sunday, May 29, 2011, 7:56 AM

>

>

>

> My son just qualified for Medicaid. Now I want him to earn enough credits to

qualify for Medicare. He is 19 Is there someone knowledgeable who I can talk

to who can get me up to speed on this? He is just starting to work. Thanks.

>

>

>

> By the way, he transitions out of high school today. He will participate in

the graduation ceremony with his special needs and typical peers. Thirteen

years have gone by much too fast.

>

>

>

> Margie

>

>

[Guest guest]

Thanks for the explanation

Micki Coppel

________________________________

From: Terrie Varnet <tvarnet@...>

" IPADDUnite " <IPADDUnite >

Sent: Monday, June 6, 2011 5:52 PM

Subject: Re: Medicaid and Medicare Eligibility: Social Security

benefits for DACs if there are two in the family

 

When you receive your annual ss summary approximately 3 months before your or

spouse's birthday, it will tell you what the cap will be. If the spouse is alive

and collecting off deceased spouse's work record each check will be less than 75

percent. If spouse dies each son may receive the 75 percent. The amount could

vary if one son also has in SSDI income based on his own income. If so the SSDI

Dax benefit will supplement his own Ssd benefits to equal what would have been

75 percent.

Sent from my iPhone

On Jun 6, 2011, at 5:41 PM, Micki Coppel <m_coppel@...> wrote:

> I have another question regarding Social Security benefits. I have two adult

sons that are disabled. One is on SSI and the other on SSDI. You mentioned

that when a worker retires, the DAC receives 50% of the worker's retirement

funds, and 75% when the worker dies. Does the same hold true if there are 2

DACs? I was under the impression that there is a maximum family amount of

Social Security allowed for the retiree, spouse (if retired) and DACs. I

understand that our one son may switch from SSI to SSDI depending on the amount

received, but will our sons' amounts be less because of the family maximum? And

will that affect either my husband's or my amount?

>

> Micki Coppel

>

> ________________________________

> From: Theresa Varnet <tvarnet@...>

> IPADDUnite

> Sent: Wednesday, June 1, 2011 7:12 AM

> Subject: Re: Medicaid and Medicare Eligibility

>

>

> There are two ways to qualify for Medicare. One is through the workers own

work record and the other is through the parent's or qualified grandparent's

work record. One is only eligible for a grandparent's benefits if one was

dependent on the grandparent for his/her support.

>

> When a worker dies, retires or becomes disabled and s/he has paid the

requisite # of quarters to SSA, the worker becomes eligible for SS retirement,

disability or death benefits for qualifed dependents such as a spouse,minor

child or disabled adult child (DAC). If the worker has a DAC (a DAC is someone

who was disabled prior to the age of 22, is incapable of gainful activity

(currently the ability to earn $1,000 per month) and single), then the disabled

adult child receives 50% of the worker's SSDI or retirement funds while the

worker is alive and 75% of the worker's SSA when the worker dies. Once a

disabled adult child receives SSDI for 2 years, s/he becomes eligible for

Medicare. If the amount of SSDI is over $694 per month, s/he will not receive

SSI. If the SSDI is less than $694 per month, s/he may receive SSI in addition

to the SSDI if s/he does not have any other unearned or earned income.

>

> This is a complicated topic. Rubin and I often give trainings to Arc

Chapters and other non profit organizations on this topic. You may want to try

to attend one or more to gain more information regarding DAC benefits.

>

> Terrie Varnet

>

>

>

> From: Margie Sillery < margiesillery@... >

>

> Subject: Medicaid and Medicare Eligibility

>

> ipaddunite

>

> Date: Sunday, May 29, 2011, 7:56 AM

>

>

>

> My son just qualified for Medicaid. Now I want him to earn enough credits to

qualify for Medicare. He is 19 Is there someone knowledgeable who I can talk

to who can get me up to speed on this? He is just starting to work. Thanks.

>

>

>

> By the way, he transitions out of high school today. He will participate in

the graduation ceremony with his special needs and typical peers. Thirteen

years have gone by much too fast.

>

>

>

> Margie

>

>