Re: Question about guardianship, social security

[Guest guest]

Just going overthis one more time..again, a new worm crawls out of the can!

Our son works, earns less than $300 a month. Also SSI and SSDI. He has a

checking account. Are you suggesting we have two separate accounts, one

for the SSA money, rep payee and the other account for the work and gifts

etc ? Cindi

[Guest guest]

Cindi...I am still hoping someone will answer this...I really do not know the

answer.

Ellen

Ellen Garber Bronfeld

egskb@...

Re: Question about guardianship, social security

Just going overthis one more time..again, a new worm crawls out of the can!

Our son works, earns less than $300 a month. Also SSI and SSDI. He has a

checking account. Are you suggesting we have two separate accounts, one

for the SSA money, rep payee and the other account for the work and gifts

etc ? Cindi

[Guest guest]

Cindi...I am still hoping someone will answer this...I really do not know the

answer.

Ellen

Ellen Garber Bronfeld

egskb@...

Re: Question about guardianship, social security

Just going overthis one more time..again, a new worm crawls out of the can!

Our son works, earns less than $300 a month. Also SSI and SSDI. He has a

checking account. Are you suggesting we have two separate accounts, one

for the SSA money, rep payee and the other account for the work and gifts

etc ? Cindi

[Guest guest]

Yes - two accounts.

Rubin

The Law Offices of Rubin & Associates

@...

www.Rubin.com

(O) 847-279-7999

(F) 847-279-0090

Member by invitation of The Special Needs Alliance

(www.specialneedsalliance.org), the national, non-profit association of

experienced " Special Needs Planning " Attorneys, as well as a member of NAELA,

the National Academy of Elder Law Attorneys (www.NAELA.org).

PLEASE NOTE:

is out of the office. This message was sent from his BlackBerry.

________________________________

From: IPADDUnite <IPADDUnite >

IPADDUnite <IPADDUnite >

Sent: Thu Dec 24 23:06:15 2009

Subject: Re: Question about guardianship, social security

Cindi...I am still hoping someone will answer this...I really do not know the

answer.

Ellen

Ellen Garber Bronfeld

egskb@...<mailto:egskb%40sbcglobal.net>

Re: Question about guardianship, social security

Just going overthis one more time..again, a new worm crawls out of the can!

Our son works, earns less than $300 a month. Also SSI and SSDI. He has a

checking account. Are you suggesting we have two separate accounts, one

for the SSA money, rep payee and the other account for the work and gifts

etc ? Cindi

[Guest guest]

Yes - two accounts.

Rubin

The Law Offices of Rubin & Associates

@...

www.Rubin.com

(O) 847-279-7999

(F) 847-279-0090

Member by invitation of The Special Needs Alliance

(www.specialneedsalliance.org), the national, non-profit association of

experienced " Special Needs Planning " Attorneys, as well as a member of NAELA,

the National Academy of Elder Law Attorneys (www.NAELA.org).

PLEASE NOTE:

is out of the office. This message was sent from his BlackBerry.

________________________________

From: IPADDUnite <IPADDUnite >

IPADDUnite <IPADDUnite >

Sent: Thu Dec 24 23:06:15 2009

Subject: Re: Question about guardianship, social security

Cindi...I am still hoping someone will answer this...I really do not know the

answer.

Ellen

Ellen Garber Bronfeld

egskb@...<mailto:egskb%40sbcglobal.net>

Re: Question about guardianship, social security

Just going overthis one more time..again, a new worm crawls out of the can!

Our son works, earns less than $300 a month. Also SSI and SSDI. He has a

checking account. Are you suggesting we have two separate accounts, one

for the SSA money, rep payee and the other account for the work and gifts

etc ? Cindi

[Guest guest]

I suggest to my clients that they open two accounts:

1) payee account

2) joint for working money

This way, when the payee report comes, you will have a better handle on the SSI

money. If you get audited, they want to see how the SSI money has been spent and

it is now segregeted.

________________________________

From: N Rubin <brian@...>

" IPADDUnite " <IPADDUnite >

Sent: Fri, December 25, 2009 7:53:05 AM

Subject: Re: Question about guardianship, social security

 

Yes - two accounts.

Rubin

The Law Offices of Rubin & Associates

Rubin (DOT) com

www.Rubin. com

(O) 847-279-7999

(F) 847-279-0090

Member by invitation of The Special Needs Alliance (www.specialneedsal

liance.org) , the national, non-profit association of experienced " Special Needs

Planning " Attorneys, as well as a member of NAELA, the National Academy of Elder

Law Attorneys (www.NAELA.org) .

PLEASE NOTE:

is out of the office. This message was sent from his BlackBerry.

____________ _________ _________ __

From: IPADDUnite@gro ups.com <IPADDUnite@gro ups.com>

IPADDUnite@gro ups.com <IPADDUnite@gro ups.com>

Sent: Thu Dec 24 23:06:15 2009

Subject: Re: Question about guardianship, social security

Cindi...I am still hoping someone will answer this...I really do not know the

answer.

Ellen

Ellen Garber Bronfeld

egskbsbcglobal (DOT) net<mailto:egskb% 40sbcglobal. net>

Re: Question about guardianship, social security

Just going overthis one more time..again, a new worm crawls out of the can!

Our son works, earns less than $300 a month. Also SSI and SSDI. He has a

checking account. Are you suggesting we have two separate accounts, one

for the SSA money, rep payee and the other account for the work and gifts

etc ? Cindi

[Guest guest]

I suggest to my clients that they open two accounts:

1) payee account

2) joint for working money

This way, when the payee report comes, you will have a better handle on the SSI

money. If you get audited, they want to see how the SSI money has been spent and

it is now segregeted.

________________________________

From: N Rubin <brian@...>

" IPADDUnite " <IPADDUnite >

Sent: Fri, December 25, 2009 7:53:05 AM

Subject: Re: Question about guardianship, social security

 

Yes - two accounts.

Rubin

The Law Offices of Rubin & Associates

Rubin (DOT) com

www.Rubin. com

(O) 847-279-7999

(F) 847-279-0090

Member by invitation of The Special Needs Alliance (www.specialneedsal

liance.org) , the national, non-profit association of experienced " Special Needs

Planning " Attorneys, as well as a member of NAELA, the National Academy of Elder

Law Attorneys (www.NAELA.org) .

PLEASE NOTE:

is out of the office. This message was sent from his BlackBerry.

____________ _________ _________ __

From: IPADDUnite@gro ups.com <IPADDUnite@gro ups.com>

IPADDUnite@gro ups.com <IPADDUnite@gro ups.com>

Sent: Thu Dec 24 23:06:15 2009

Subject: Re: Question about guardianship, social security

Cindi...I am still hoping someone will answer this...I really do not know the

answer.

Ellen

Ellen Garber Bronfeld

egskbsbcglobal (DOT) net<mailto:egskb% 40sbcglobal. net>

Re: Question about guardianship, social security

Just going overthis one more time..again, a new worm crawls out of the can!

Our son works, earns less than $300 a month. Also SSI and SSDI. He has a

checking account. Are you suggesting we have two separate accounts, one

for the SSA money, rep payee and the other account for the work and gifts

etc ? Cindi

[Guest guest]

We have one account that we use for SSI and Noah signs over his paychecks (they

are VERY small) to me. I cash them and return the money to him for his weekly

spending money. The amount of money is so small...often under $100/month, that

it didn't make sense to me to deposit those checks. Am I making a mistake doing

it this way?

Thanks.

Ellen

Ellen Garber Bronfeld

egskb@...

Re: Question about guardianship, social security

Just going overthis one more time..again, a new worm crawls out of the can!

Our son works, earns less than $300 a month. Also SSI and SSDI. He has a

checking account. Are you suggesting we have two separate accounts, one

for the SSA money, rep payee and the other account for the work and gifts

etc ? Cindi

[Guest guest]

We have one account that we use for SSI and Noah signs over his paychecks (they

are VERY small) to me. I cash them and return the money to him for his weekly

spending money. The amount of money is so small...often under $100/month, that

it didn't make sense to me to deposit those checks. Am I making a mistake doing

it this way?

Thanks.

Ellen

Ellen Garber Bronfeld

egskb@...

Re: Question about guardianship, social security

Just going overthis one more time..again, a new worm crawls out of the can!

Our son works, earns less than $300 a month. Also SSI and SSDI. He has a

checking account. Are you suggesting we have two separate accounts, one

for the SSA money, rep payee and the other account for the work and gifts

etc ? Cindi

[Guest guest]

I do maintain two accounts in Steph's name(with mine also). One for social

security only, so that it is easy to account for. I use this for her board and

food and clothing, necessities of life(needs). the other is for her personal

expenses(we call them wants). We put her earnings in and she has a debit card.

Gloria

[Guest guest]

I do maintain two accounts in Steph's name(with mine also). One for social

security only, so that it is easy to account for. I use this for her board and

food and clothing, necessities of life(needs). the other is for her personal

expenses(we call them wants). We put her earnings in and she has a debit card.

Gloria

[Guest guest]

try mark russell sped attny

great guy

lmarkrussell@...

>

> Cindi...I am still hoping someone will answer this...I really do not know the

answer.

> Ellen

> Ellen Garber Bronfeld

> egskb@...

> Re: Question about guardianship, social security

>

>

>

> Just going overthis one more time..again, a new worm crawls out of the can!

> Our son works, earns less than $300 a month. Also SSI and SSDI. He has a

> checking account. Are you suggesting we have two separate accounts, one

> for the SSA money, rep payee and the other account for the work and gifts

> etc ? Cindi

>

>

>

>

>

>

[Guest guest]

try mark russell sped attny

great guy

lmarkrussell@...

>

> Cindi...I am still hoping someone will answer this...I really do not know the

answer.

> Ellen

> Ellen Garber Bronfeld

> egskb@...

> Re: Question about guardianship, social security

>

>

>

> Just going overthis one more time..again, a new worm crawls out of the can!

> Our son works, earns less than $300 a month. Also SSI and SSDI. He has a

> checking account. Are you suggesting we have two separate accounts, one

> for the SSA money, rep payee and the other account for the work and gifts

> etc ? Cindi

>

>

>

>

>

>

[Guest guest]

I opened up a joint acct for when he was about 17. The only money that goes

into his acct is his SSI. I don't put any of my money in it. (He gets $30 a

month of SSI) I end up buying him things he needs, but it comes out of our (his

dad's & my acct)

When I became his rep payee, they told me that using that same acct was okay. I

just had to sign a paper. So now his bank statements say Rep. payee & that's how

I sign any checks I write for him.

He gets paid every two weeks (if he has work. Most of his checks are less than

10. I let him use his work money as mad money....(video games, snacks)

Liz

[Guest guest]

I opened up a joint acct for when he was about 17. The only money that goes

into his acct is his SSI. I don't put any of my money in it. (He gets $30 a

month of SSI) I end up buying him things he needs, but it comes out of our (his

dad's & my acct)

When I became his rep payee, they told me that using that same acct was okay. I

just had to sign a paper. So now his bank statements say Rep. payee & that's how

I sign any checks I write for him.

He gets paid every two weeks (if he has work. Most of his checks are less than

10. I let him use his work money as mad money....(video games, snacks)

Liz

[Guest guest]

Seemms like a pain in the ____ another account to follow. Adam earns less

than $300 a month, hardly worth another account. I guess it is worth

following the advice .. Cindi

[Guest guest]

Seemms like a pain in the ____ another account to follow. Adam earns less

than $300 a month, hardly worth another account. I guess it is worth

following the advice .. Cindi

[Guest guest]

Can someone explain why SSDI and SSI are so different.  Also, after your child

reaches 18 and can not hold a full time job, why are they not able to get

SSDI?  Is it because you have to have income quarters to get SSDI?

Shirley

From: Cindi Swanson <cbswanson@...>

Subject: Re: Question about guardianship, social security

IPADDUnite

Date: Monday, December 28, 2009, 4:46 AM

 

Seemms like a pain in the ____ another account to follow. Adam earns less

than $300 a month, hardly worth another account. I guess it is worth

following the advice .. Cindi

[Guest guest]

Can someone explain why SSDI and SSI are so different.  Also, after your child

reaches 18 and can not hold a full time job, why are they not able to get

SSDI?  Is it because you have to have income quarters to get SSDI?

Shirley

From: Cindi Swanson <cbswanson@...>

Subject: Re: Question about guardianship, social security

IPADDUnite

Date: Monday, December 28, 2009, 4:46 AM

 

Seemms like a pain in the ____ another account to follow. Adam earns less

than $300 a month, hardly worth another account. I guess it is worth

following the advice .. Cindi

[Guest guest]

SSI is welfare paid from income tax. SSDI is for those who have worked

sufficient quarters and is paid from FICA. The younger you are the less quarters

you need. If your SSDI equates to less than SSI, and you have less than $2,000,

you can receive some SSI in addition to the SSDI to bring you to the SSI amount.

Rubin

The Law Offices of Rubin & Associates

@...

www.Rubin.com

(O) 847-279-7999

(F) 847-279-0090

Member by invitation of The Special Needs Alliance

(www.specialneedsalliance.org), the national, non-profit association of

experienced " Special Needs Planning " Attorneys, as well as a member of NAELA,

the National Academy of Elder Law Attorneys (www.NAELA.org).

PLEASE NOTE:

is out of the office. This message was sent from his BlackBerry.

________________________________

From: IPADDUnite <IPADDUnite >

IPADDUnite <IPADDUnite >

Sent: Mon Dec 28 09:15:56 2009

Subject: Re: Question about guardianship, social security

Can someone explain why SSDI and SSI are so different. Also, after your child

reaches 18 and can not hold a full time job, why are they not able to get SSDI?

Is it because you have to have income quarters to get SSDI?

Shirley

From: Cindi Swanson <cbswanson@...<mailto:cbswanson%40juno.com>>

Subject: Re: Question about guardianship, social security

IPADDUnite <mailto:IPADDUnite%40>

Date: Monday, December 28, 2009, 4:46 AM

Seemms like a pain in the ____ another account to follow. Adam earns less

than $300 a month, hardly worth another account. I guess it is worth

following the advice .. Cindi

[Guest guest]

SSI is welfare paid from income tax. SSDI is for those who have worked

sufficient quarters and is paid from FICA. The younger you are the less quarters

you need. If your SSDI equates to less than SSI, and you have less than $2,000,

you can receive some SSI in addition to the SSDI to bring you to the SSI amount.

Rubin

The Law Offices of Rubin & Associates

@...

www.Rubin.com

(O) 847-279-7999

(F) 847-279-0090

Member by invitation of The Special Needs Alliance

(www.specialneedsalliance.org), the national, non-profit association of

experienced " Special Needs Planning " Attorneys, as well as a member of NAELA,

the National Academy of Elder Law Attorneys (www.NAELA.org).

PLEASE NOTE:

is out of the office. This message was sent from his BlackBerry.

________________________________

From: IPADDUnite <IPADDUnite >

IPADDUnite <IPADDUnite >

Sent: Mon Dec 28 09:15:56 2009

Subject: Re: Question about guardianship, social security

Can someone explain why SSDI and SSI are so different. Also, after your child

reaches 18 and can not hold a full time job, why are they not able to get SSDI?

Is it because you have to have income quarters to get SSDI?

Shirley

From: Cindi Swanson <cbswanson@...<mailto:cbswanson%40juno.com>>

Subject: Re: Question about guardianship, social security

IPADDUnite <mailto:IPADDUnite%40>

Date: Monday, December 28, 2009, 4:46 AM

Seemms like a pain in the ____ another account to follow. Adam earns less

than $300 a month, hardly worth another account. I guess it is worth

following the advice .. Cindi

[Guest guest]

OK, so my son's father died when he was young so he is getting SSDI off of his

father's income then right?  Recently they split my sons into 2 payments and

could not tell me why

my son is 28 and they changed this maybe 2 years ago, any idea whey?

Thank you .

Shirley

From: Cindi Swanson <cbswansonjuno (DOT) com<mailto:cbswanson% 40juno.com> >

Subject: Re: Question about guardianship, social security

IPADDUnite@gro ups.com<mailto:IPADDUnite% 40groups. com>

Date: Monday, December 28, 2009, 4:46 AM

Seemms like a pain in the ____ another account to follow. Adam earns less

than $300 a month, hardly worth another account. I guess it is worth

following the advice .. Cindi

[Guest guest]

OK, so my son's father died when he was young so he is getting SSDI off of his

father's income then right?  Recently they split my sons into 2 payments and

could not tell me why

my son is 28 and they changed this maybe 2 years ago, any idea whey?

Thank you .

Shirley

From: Cindi Swanson <cbswansonjuno (DOT) com<mailto:cbswanson% 40juno.com> >

Subject: Re: Question about guardianship, social security

IPADDUnite@gro ups.com<mailto:IPADDUnite% 40groups. com>

Date: Monday, December 28, 2009, 4:46 AM

Seemms like a pain in the ____ another account to follow. Adam earns less

than $300 a month, hardly worth another account. I guess it is worth

following the advice .. Cindi

[Guest guest]

Angel has a checking and her old savings account.  I use QuickBooks to keep

track of all her income and expenses, so her SSI and employment checks get

deposited in the checking account.

Gift checks get spent!  I do not keep track of these.

From: Cindi Swanson <cbswanson@...>

Subject: Re: Question about guardianship, social security

IPADDUnite

Date: Sunday, December 27, 2009, 10:46 PM

 

Seemms like a pain in the ____ another account to follow. Adam earns

less

than $300 a month, hardly worth another account. I guess it is worth

following the advice .. Cindi

[Guest guest]

Angel has a checking and her old savings account.  I use QuickBooks to keep

track of all her income and expenses, so her SSI and employment checks get

deposited in the checking account.

Gift checks get spent!  I do not keep track of these.

From: Cindi Swanson <cbswanson@...>

Subject: Re: Question about guardianship, social security

IPADDUnite

Date: Sunday, December 27, 2009, 10:46 PM

 

Seemms like a pain in the ____ another account to follow. Adam earns

less

than $300 a month, hardly worth another account. I guess it is worth

following the advice .. Cindi