Guest guest Posted February 19, 2006 Report Share Posted February 19, 2006 Hello my CML Family! Has anybody been able to obtain term life insurance since being diagnosed with CML? With the experts now comparing CML to a chronic disease like diabetes, has anyone had success in getting coverage? How can we change the leukemia stigma with insurance carriers? Can the Leukemia/Lymphoma society or the experts someone address this and get involved? I have a young family, and I'm a stay-at-home Mom. Getting insurance was one of the things that I didnt' do, after my last child was born. Now, I can kick myself because I've been unable to get it. My hubby has epilepsy and it's under control, and he takes drugs every day to keep from getting seizures, and he can get life insurance.. (he's in a higher risk catagory, but still can get it).. If the experts are now saying that we have a better chance of dying from something other than the CML, why can't we get coverage? Any thoughts or ideas are welcome! Lynn (Snickersunny) Dx'd 12/03 400 mg Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 7, 2007 Report Share Posted January 7, 2007 Yes when you mention Lyme the agents hang up. Frustrating. I was willing to take out a policy with an high deductible. Nothing else wrong with me, plenty of tests through the years, and everything checks out fine, all my organs, etc., but when it came to treat bacteria with antibiotics they seem to think it is worse than chemo drugs for cancer and replacement organs. A neighbor of mine has had over 300K worth of cancer medical treatment in the last two years, much of it experimental and he is terminal and all of it has been paid by the BCBS except $1300.00. But I can't get my company to pay for anything that hints of testing for Lyme or treatment. At 12:06 PM 1/7/2007, you wrote: >So, I'm 3/4 of the way through my 2nd attempt at getting life >insurance. Last time I was denied, then wrote to the underwriters for >a reason... they never did clear it up, just said it was something in >my UA results (which my doc & the internet said were all in normal >ranges). >Now it's been 2 months and my agent can't understand why " lyme is such >a big deal to these people " . I have to give him points for being a >trooper. Has anyone else dealt with this? > > > Quote Link to comment Share on other sites More sharing options...
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