Guest guest Posted February 21, 2009 Report Share Posted February 21, 2009 I have just noticed on my car insurance policy that it has a box "medical conditions" & says none disclosed. Does anyone know if we should advise them of hypothyroid or/and adrenal insuffiency? I am loath to if I do not need to, but obviously would advise them if necessary. Val Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 21, 2009 Report Share Posted February 21, 2009 The DVLA doesn't require you to advise about these things so it seems unlikely that an insurance company would. I expect the assumptions are that if you have low thyroid or adrenal insufficiency it will have been detected and treated. Here is a link to a DVLA page on the subject: http://www.dvla.gov.uk/SearchResultAsHtml.aspx?cid=Jk4wjyfEO9oJ & page=http://www.\ dvla.gov.uk/media/pdf/medical/aagv1.pdf & keywords=aagv1 If you really want to check with your insurance company, ask them to tell you what is on their list of conditions rather than telling them you have a condition that might make you unfit to drive. Miriam > > I have just noticed on my car insurance policy that it has a box " medical conditions " & says none disclosed. Does anyone know if we should advise them of hypothyroid or/and adrenal insuffiency? > > I am loath to if I do not need to, but obviously would advise them if necessary. > > Val > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 21, 2009 Report Share Posted February 21, 2009 hi Val, not sure about car insurance but my university where I clean wonted to no if any one was disabled, apparently if you have some thing like diabetes or thyroid condition then you are classed as disabled.!!!! without treatment we would all be disabled.lol. angel. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 21, 2009 Report Share Posted February 21, 2009 Hello Miriam, I don't think you have to inform about thyroid disorders, but you do if you are a insulin dependent diabetic. Regards Jane http://www.dvla.gov.uk/SearchResultAsHtml.aspx?cid=Jk4wjyfEO9oJ & page=http://www.dvla.gov.uk/media/pdf/medical/aagv1.pdf & keywords=aagv1If you really want to check with your insurance company, ask them totell you what is on their list of conditions rather than telling themyou have a condition that might make you unfit to drive.Miriam>> I have just noticed on my car insurance policy that it has a box"medical conditions" & says none disclosed. Does anyone know if weshould advise them of hypothyroid or/and adrenal insuffiency?> > I am loath to if I do not need to, but obviously would advise themif necessary.> > Val> Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 21, 2009 Report Share Posted February 21, 2009 Thanks Miriam, I have just phoned them so that they have it on their records. It did not affect the policy. They said it is basically the things which makes a doctor tell you not to drive, and as I said this does not affect my driving at all, although it probably would if I did not take the pills. They have made a note of hypothyroid & adrenal insufficiency. Val If you really want to check with your insurance company, ask them totell you what is on their list of conditions rather than telling themyou have a condition that might make you unfit to drive.Miriam Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 21, 2009 Report Share Posted February 21, 2009 Hi I did inform my insurance company about being hypo, they said there was no problem and no extra charge. However if you have an accident and have not disclosed any medical conditions to them it can make your insurance null and void, leaving you open to prosecution even if the accident was nothing to do with your condition. Cec Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 22, 2009 Report Share Posted February 22, 2009 Well they would say that, wouldn't they. They are always looking for excuses to not pay out. And where do we stop this ridiculous idea of informing them about every condition that does not have any connection with driving? Maybe I should telephone next time I have some excema? Miriam > I did inform my insurance company about being hypo, they said there was no problem and no extra charge. However if you have an accident and have not disclosed any medical conditions to them it can make your insurance null and void, leaving you open to prosecution even if the accident was nothing to do with your condition. > Cec Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 22, 2009 Report Share Posted February 22, 2009 Hi Val, The problem is, do you have to declare genetically determined disease? My understanding is that the insurers can't (yet) insist on genetic testing on the grounds of medical confidentiality (and personal autonomy), but I think you have to disclose relevant information (for driving) and maybe your doctor would advise the correct 'form'. Bob > > I have just noticed on my car insurance policy that it has a box " medical conditions " & says none disclosed. Does anyone know if we should advise them of hypothyroid or/and adrenal insuffiency? > > I am loath to if I do not need to, but obviously would advise them if necessary. > > Val > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 22, 2009 Report Share Posted February 22, 2009 Hi Val, If you don’t then they could use that fact to weasel out of paying a claim. ( ex- car insurance clerk) Just stress that you’ve been on the same meds for ages and feel fine. Subject: car insurance I have just noticed on my car insurance policy that it has a box " medical conditions " & says none disclosed. Does anyone know if we should advise them of hypothyroid or/and adrenal insuffiency? I am loath to if I do not need to, but obviously would advise them if necessary. Val Quote Link to comment Share on other sites More sharing options...
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