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10 things your hospital won't tell you

Treatment errors are common, finding someone in charge can seem

impossible, and patients sometimes wind up sicker than when they

arrived. And here's a tip: Try to avoid hospitals late at night and in

July. By SmartMoney

In recent years, errors in treatment have become a serious problem for

hospitals, ranging from operations on wrong body parts to medication

mix-ups.

At least 1.5 million patients are harmed every year from being given

the wrong drugs, according to the Institute of Medicine of the

National Academy of Sciences. That's an average of one person per U.S.

hospital per day.

One reason these mistakes persist: Only 10% of hospitals are fully

computerized and have a central database to track allergies and

diagnoses, says Wachter, the chief of medical service at UC San

Francisco Medical Center.

But signs of change are emerging. More than 3,000 U.S. hospitals, or

75% of the country's beds, have signed on for a campaign by the

not-for-profit Institute for Healthcare Improvement to implement

prevention measures such as multiple checks on drugs.

Though the system is improving, it still has a long way to go.

Patients should always have a friend, relative or patient advocate

from the hospital staff at their side to take notes and make sure the

right medications are being dispensed.

Infections and the chain of command

" You may leave sicker than when you came in. "

A week after Leandra Wiese had surgery to remove a benign tumor, the

high school senior felt well enough to host a sleepover. But later

that weekend she was vomiting and running a fever. Thinking it was the

flu, her parents took her back to the hospital. Wiese never came home.

It wasn't the flu but a deadly surgical infection.

About 2 million people a year contract hospital-related infections,

and about 90,000 die, according to the national Centers for Disease

Control and Prevention. The recent increase in antibiotic-resistant

bugs and the mounting cost of health care -- to which infections add

about $4.5 billion annually -- have mobilized the medical community to

implement processes designed to decrease infections. These include

using clippers rather than a razor to shave surgical sites and

administering antibiotics before surgery but stopping them soon after

to prevent drug resistance.

For all of modern medicine's advances, the best way to minimize

infection risk is low-tech: Make sure any hospital staffers who touch

you have washed their hands. Tubes and catheters are also a source of

bugs, and patients should ask daily if they are necessary.

" Good luck finding the person in charge. "

Helen Haskell repeatedly told nurses something didn't seem right with

her son , who was recovering from surgery to repair a defect in

his chest wall. For nearly two days she kept asking for a veteran, or

" attending, " doctor when the first-year resident's assessment seemed

off. But Haskell couldn't convince the right people that her son was

deteriorating.

" It was like an alternate reality, " she says. " I had no idea where to go. "

Thirty hours after her son first complained of intense pain, the South

Carolina teen died of a perforated ulcer.

In a sea of blue scrubs, getting the attention of the right person can

be difficult. Who's in charge? Nurses don't report to doctors but

rather to a nurse supervisor. And your personal doctor has little say

over radiology or the labs running your tests, which are managed by

the hospital.

Some facilities employ " hospitalists " -- doctors who act as point

people to conduct flows of information. Haskell urges patients to know

the hospital hierarchy, read name tags, get the attending physician's

phone number and, if all else fails, demand a nurse supervisor, likely

the highest-ranking person who is accessible quickly.

" Everything is negotiable, even your hospital bill. "

When it comes to getting paid, hospitals have their work cut out for

them. Medical bills are a major cause of bankruptcy in the U.S., and

when collectors are put on the case, they take up to 25% of what is

reclaimed, according to Mark Friedman, the founder of billing

consultant Premium HealthCare Services. That leaves room for some

bargaining.

Take Logan . The 26-year-old had started work as a business

analyst near Atlanta but had no insurance when he was rushed to an

emergency room for an appendectomy. The uninsured can pay three times

more for procedures, says Nora , the senior director of Medical

Billing Advocates of America.

was billed $21,000. " I was like, holy cow! " he says. " That's

four times my net worth. "

After advice from advocacy group The Access Project, spoke

with hospital administrators, telling them he couldn't pay in full.

Hospitals frequently work with patients, offering payment plans or

discounts. But to get it, you have to knock on the right door: Look

for the office of patient accounts or the financial-assistance office.

It paid off for , whose bill was sliced to $4,100, 20% of the

original.

Be smart about bills

" Yes, we take your insurance, but we're not sure about the

anesthesiologist. "

The last thing on your mind before surgery is making sure every doctor

involved is in your network. But since the answer is often no for

anesthesiologists, pathologists and radiologists, what's a patient to do?

Los Angeles entertainment lawyer and patient advocate A. Weiss

repeatedly turned away out-of-network pain-management doctors on a

recent visit to a hospital.

You don't necessarily need to go as far as Weiss did, but do ask for

someone in your network if you're alert enough. If it's an emergency

and you're stuck with an out-of-network doctor, call your insurance

company to help resolve the issue. If it's elective surgery, ask a

scheduling nurse in the surgeon's office to find specialists in your

plan, says South Bend, Ind., billing sleuth Jane Stull.

If you know your procedure will be out of network, call the hospital

billing department to negotiate. It will likely point you to a patient

representative or the director of billing. Once you've dealt with the

hospital, then try the surgeon or other specialists involved -- some

hospitals will back you in those discussions, Friedman says.

" Sometimes we bill you twice. "

Crack the code of medical bills and you may find a few surprises:

charges for services you never received or charges for routine items

such as gowns and gloves that should not have been billed separately.

Clerical errors are often the reason for mistakes. One transposed

number in a billing code can result in a charge for placing a catheter

in an artery versus a vein, a difference of more than $3,900, Stull says.

So how do you figure out if your bill has incorrect codes or duplicate

charges? Start by asking for an itemized bill with " miscellaneous "

items clearly defined. Some telltale mistakes: charging for three days

when you stayed in a hospital overnight, a circumcision for your

newborn girl or for drugs you never received.

Ask the hospital's billing office for a key to decipher the charges or

hire an expert to spot problems and deal with the insurance company

and doctors (you can find one at the Medical Billing Advocates of

America). Their expertise typically will cost up to $65 an hour, a

percentage of the savings or some combination of the two.

If you want to be your own billing sleuth, talk to the highest-ranking

administrator you can find in the hospital finance or accounts office

to begin untangling any mistaken codes.

" All hospitals are not created equal. "

How do you tell a good hospital from a bad one? For one thing, nurses.

When it comes to their own families, medical workers favor

institutions that attract nurses. But they're harder to find as the

country's nursing shortage intensifies; by 2020, 44 states could be

facing a serious deficit. Low nurse staffing directly affected patient

outcomes, resulting in more problems such as urinary-tract infections,

shock and gastrointestinal bleeding, according to a 2001 study by

Harvard and Vanderbilt university professors.

Another thing to consider: Your local hospital may have been great for

welcoming your child into the world, but that doesn't mean it's the

best place to undergo open-heart surgery. Find the medical center with

the longest track record, best survival rate and highest volume in the

procedure. You don't want to be the team's third hip replacement, says

Collier, the vice president of medical affairs at

HealthGrades, which rates hospitals.

The American Nurses Association's Web site lists " magnet " hospitals --

those most attractive to nurses -- and a call to a hospital's nurse

supervisor should yield the nurse-to-patient ratio, says Gail Van

Kanegan, a registered nurse and a co-author of " How to Survive Your

Hospital Stay. " She also suggests calling the hospital's

quality-control or risk-management office to get infection statistics

and asking your doctor how frequently the hospital has done a certain

procedure. Though reporting these statistics is still voluntary, more

hospitals are doing so on sites like one of the U.S. Department of

Health and Human Services, which compares hospitals against national

averages in certain areas, including how well they follow recommended

steps to treat common conditions, says Carmela Coyle, the senior vice

president for policy at the American Hospital Association.

How to improve your odds

" Most ERs are in need of some urgent care themselves. "

A new study from the Institute of Medicine found that hospital

emergency departments are overburdened, underfunded and ill-prepared

to handle disasters as the number of people turning to ERs for primary

care keeps rising.

An ambulance is turned away from an ER once every minute due to

overcrowding, according to the study; the situation is exacerbated by

shortages in many of the " on call " backup services for cardiologists,

orthopedists and neurosurgeons. And it's getting worse. Currently, 73%

of ER directors report inadequate coverage by on-call specialists,

versus 67% in 2004, according to a survey conducted by the American

College of Emergency Physicians.

If you can, avoid the ER between 3 p.m. and 1 a.m., the busiest shift.

For the shortest wait, early morning -- anywhere from 4 a.m. to 9 a.m.

-- is your best bet. If you are having severe symptoms, such as the

worst headache of your life or chest pains, alert the triage nurse

manager, not just the person checking you in, so that you get seen

sooner, says Sherer, an anesthesiologist and author of " Dr.

Sherer's Hospital Survival Guide. " Triage nurses are the traffic

cops of the ER and your ticket to getting seen as quickly as possible.

" Avoid hospitals in July like the plague. "

If you can, stay out of the hospital during the summer, especially

July. That's the month when medical students become interns, interns

become residents, and residents become fellows and full-fledged

doctors. In other words, a good portion of the staff at any given

teaching hospital is new on the job.

Summer hospital horror stories aren't just medical lore: The adjusted

mortality rate rises 4% in July and August for the average major

teaching hospital, according to the National Bureau of Economic

Research. That means eight to 14 more deaths occur at major teaching

hospitals than would normally without the turnover.

Another scheduling tip: Try to book surgeries first thing in the

morning and preferably early in the week, when doctors are at their

best and before schedules get backed up, Sherer says.

" Sometimes we don't keep our mouths zipped. "

Contrary to what you might think, sharing patient information with a

third party is often perfectly legal. In certain cases, the law allows

your medical records to be disclosed without asking or even notifying

you. For example, hospitals will hand over information regarding your

treatment to other doctors, and it will readily share those details

with insurance companies for payment purposes.

That means roughly 600,000 entities that are loosely involved in the

health-care system have access to that information. These parties may

even pass on the data to their business partners, says Deborah Peel,

the founder of the Patient Privacy Rights Foundation in Austin, Texas.

If you want to access your medical records, you don't have to steal

them like Elaine did on " Seinfeld " after she learned a doctor had

marked her as a difficult patient. You are legally entitled to see,

copy and ask for corrections to your medical records.

This article was reported and written by Reshma Kapadia for

SmartMoney. Published Feb. 23, 2007

http://articles.moneycentral.msn.com/Insurance/InsureYourHealth/10ThingsYourHosp\

italWontTellYou.aspx

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