To Marti/Long-term care insurance

[Guest guest]

Marti, unfortunately, long term care insurance is an individual coverage

which is always medically underwritten. The underwriters apparently believe

that there is a greater chance that you will someday require LTC care, and

they aren't willing to take that chance.

I'm not trying to justify that decision; I'm just telling you how they work.

Underwriting is " insurance-ese " for discriminatory, and they are permitted

to pick and choose who they wish to insure based on current health and

health history and how it may predict future medical problems.

I seriously doubt that you will find any carrier willing to accept you. I'm

sorry.

Jacques.

http://www.helpwithbenefits.com

CHAMBERS BENEFITS CONSULTING

Jacques Chambers, CLU

Benefits Consultant & Counselor

2658 Griffith Park Blvd. #290

Los Angeles, CA 90039-2520

323-665-2595 888-739-2595