Re: Questions about Cochlear and needing equipment, etc

[Guest guest]

,

Hi and aint it been wet lately? LOL

Ok just to be correct, you have the N22 implant with the Spectra

processor. Since the Spectra is no longer supported, insurance will cover

it. But there is that 20%. Do you have any supplemental insurance?

The Lions might be a good place to start. And maybe Sertoma.

*---* *---* *---* *---* *---*

If you take a laptop computer for a run you could jog your memory.

& Dreamer Doll ke7nwn

E-mail-

rclark0276@...

Home Page-

http://webpages.charter.net/dog_guide/

Questions about Cochlear and needing equipment, etc

> Alright, I have a Spectra implant and processor (yes I am an oldie...got

> it in 1997) Now I have been told there is no more equipment replacements

> such as cords and ear pieces that I need. Since they have replaced it

> with the new Freedom processor. Now my implant and processor are working

> fine other than the fact that I have to tape the cord to my processor to

> keep it from making a static sound and the ear piece comes loose.

> I deceided that I would go ahead and have the new BTE processor ordered.

> Go thru the process again of learning to hear again with new equipment.

> Now here is my dilemma...my insurance only pays 80% which means I neeed to

> pay $1500.00 I was not expecting this at this time and do not have funds

> to pay it all at one time. I offered to pay Cochlear $500 up front and

> $100 a month, which is a stretch on my income, but possible. They are not

> willing to do this.

> Anyone know what options I have other than going back to being totally

> deaf full time? I cannot apply for loans because my income is too

> limited.

> Any suggestions for me? I do live in Oregon so any agencies or something

> like that who might help in some way would be helpful too.

> Thanks for any suggestions anyone may have,

>

>

>

> ------------------------------------

>

>

[Guest guest]

Hi ,

Ah, gotta love the rain in Oregon. I just dont like the mud my dogs love to

track in the house LOL.

I do not have supplemental insurance, just Medicare. You are correct that I

have the N22 implant and Spectra processor and other than the cords still

working great. But I realize I have to change with the times.

I will try and check out the Lions, but have not heard of Sertoma.

Heading out today to OHSU so gotta find my boots now.

Take care and stay warm,

>

> ,

> Hi and aint it been wet lately? LOL

>

> Ok just to be correct, you have the N22 implant with the Spectra

> processor. Since the Spectra is no longer supported, insurance will cover

> it. But there is that 20%. Do you have any supplemental insurance?

>

> The Lions might be a good place to start. And maybe Sertoma.

>

> *---* *---* *---* *---* *---*

> If you take a laptop computer for a run you could jog your memory.

> & Dreamer Doll ke7nwn

> E-mail-

> rclark0276@...

> Home Page-

> http://webpages.charter.net/dog_guide/

>

> Questions about Cochlear and needing equipment, etc

>

>

> > Alright, I have a Spectra implant and processor (yes I am an oldie...got

> > it in 1997) Now I have been told there is no more equipment replacements

> > such as cords and ear pieces that I need. Since they have replaced it

> > with the new Freedom processor. Now my implant and processor are working

> > fine other than the fact that I have to tape the cord to my processor to

> > keep it from making a static sound and the ear piece comes loose.

> > I deceided that I would go ahead and have the new BTE processor ordered.

> > Go thru the process again of learning to hear again with new equipment.

> > Now here is my dilemma...my insurance only pays 80% which means I neeed to

> > pay $1500.00 I was not expecting this at this time and do not have funds

> > to pay it all at one time. I offered to pay Cochlear $500 up front and

> > $100 a month, which is a stretch on my income, but possible. They are not

> > willing to do this.

> > Anyone know what options I have other than going back to being totally

> > deaf full time? I cannot apply for loans because my income is too

> > limited.

> > Any suggestions for me? I do live in Oregon so any agencies or something

> > like that who might help in some way would be helpful too.

> > Thanks for any suggestions anyone may have,

> >

> >

> >

> > ------------------------------------

> >

> >

[Guest guest]

Both of the cords and the coil are still listed in Cochlear America's online

store, at amazingly low prices, . http://tinyurl.com/ykawbfb

So, either the information you received was incorrect or the online store

speaks with forked tongue!

Bob

........

Questions about Cochlear and needing equipment, etc

Alright, I have a Spectra implant and processor (yes I am an oldie...got

it in 1997) Now I have been told there is no more equipment replacements

such as cords and ear pieces that I need.

SNIP.......

[Guest guest]

Hi ,

Whatever Medicare deems as " usual, customary and ordinary " is what they

will pay, and it is a WHOLE LOT LESS than whatever the retail price is.

Heard of someone who got an implant, and the bill came to over $67,000.

After Medicare gave their usual customary and ordinary payment, and the

hospital adjusted, the co pay was $350. LOTS less than 20% of $67,000.

So when you check with Cochlear, tell them you are MEDICARE PRIMARY, and

find out what the co pay is after that. I'm betting is will be zero.

I do not have supplemental insurance, just Medicare

____________________________________________________________

Online Medical Insurance

Get free online medical insurance quotes and save more money today.

http://thirdpartyoffers.juno.com/TGL2141/c?cp=5oGGhebgI8WlTfKcHRCejQAAJ1CAYQG2fn\

ZWBLacCwlpBoaTAAQAAAAFAAAAAOCCqD4AAAMlAAAAAAAAAAAAAAAAABJQNQAAAAA=

[Guest guest]

,

I did a search for Sertoma in Oregon and came up empty. Weird. Try the

Lions. Good luck!

Staying warm here. And dry! LOL

*---* *---* *---* *---* *---*

By all means, marry. If you get a good wife, you'll become happy; if you get

a bad one, you'll become a philosopher.

--Socrates

& Dreamer Doll ke7nwn

E-mail-

rclark0276@...

Home Page-

http://webpages.charter.net/dog_guide/

Questions about Cochlear and needing equipment, etc

>>

>>

>> > Alright, I have a Spectra implant and processor (yes I am an

>> > oldie...got

>> > it in 1997) Now I have been told there is no more equipment

>> > replacements

>> > such as cords and ear pieces that I need. Since they have replaced it

>> > with the new Freedom processor. Now my implant and processor are

>> > working

>> > fine other than the fact that I have to tape the cord to my processor

>> > to

>> > keep it from making a static sound and the ear piece comes loose.

>> > I deceided that I would go ahead and have the new BTE processor

>> > ordered.

>> > Go thru the process again of learning to hear again with new equipment.

>> > Now here is my dilemma...my insurance only pays 80% which means I neeed

>> > to

>> > pay $1500.00 I was not expecting this at this time and do not have

>> > funds

>> > to pay it all at one time. I offered to pay Cochlear $500 up front and

>> > $100 a month, which is a stretch on my income, but possible. They are

>> > not

>> > willing to do this.

>> > Anyone know what options I have other than going back to being totally

>> > deaf full time? I cannot apply for loans because my income is too

>> > limited.

>> > Any suggestions for me? I do live in Oregon so any agencies or

>> > something

>> > like that who might help in some way would be helpful too.

>> > Thanks for any suggestions anyone may have,

>> >

>> >

>> >

>> > ------------------------------------

>> >

>> >

[Guest guest]

We have a Sertoma club here in Bismarck, ND, so I did a search on the

www.sertomaclub.org/findaclub and they did list several clubs in ND.  But when I

did one on OR, nada...nothing.  That's really a shame as they do wonderful

things to raise funds for the hearing impaired.

Now you guys have gone and done it...it's raining here and snow is predicted

tonight!!!  Had to race out and rake leaves last night before the storm hit. 

Thanks for blowing the weather my way!  LOL 

 

________________________________

From: <rclark0276@...>

Sent: Wed, October 28, 2009 10:39:48 PM

Subject: Re: Re: Questions about Cochlear and needing equipment, etc

 

,

I did a search for Sertoma in Oregon and came up empty. Weird. Try the

Lions. Good luck!

Staying warm here. And dry! LOL

*---* *---* *---* *---* *---*

By all means, marry. If you get a good wife, you'll become happy; if you get

a bad one, you'll become a philosopher.

--Socrates

& Dreamer Doll ke7nwn

E-mail-

rclark0276charter (DOT) net

Home Page-

http://webpages. charter.net/ dog_guide/

Questions about Cochlear and needing equipment, etc

>>

>>

>> > Alright, I have a Spectra implant and processor (yes I am an

>> > oldie...got

>> > it in 1997) Now I have been told there is no more equipment

>> > replacements

>> > such as cords and ear pieces that I need. Since they have replaced it

>> > with the new Freedom processor. Now my implant and processor are

>> > working

>> > fine other than the fact that I have to tape the cord to my processor

>> > to

>> > keep it from making a static sound and the ear piece comes loose.

>> > I deceided that I would go ahead and have the new BTE processor

>> > ordered.

>> > Go thru the process again of learning to hear again with new equipment.

>> > Now here is my dilemma...my insurance only pays 80% which means I neeed

>> > to

>> > pay $1500.00 I was not expecting this at this time and do not have

>> > funds

>> > to pay it all at one time. I offered to pay Cochlear $500 up front and

>> > $100 a month, which is a stretch on my income, but possible. They are

>> > not

>> > willing to do this.

>> > Anyone know what options I have other than going back to being totally

>> > deaf full time? I cannot apply for loans because my income is too

>> > limited.

>> > Any suggestions for me? I do live in Oregon so any agencies or

>> > something

>> > like that who might help in some way would be helpful too.

>> > Thanks for any suggestions anyone may have,

>> >

>> >

>> >

>> > ------------ --------- --------- ------

>> >

>> >

[Guest guest]

,

When I lived in the Portland area a few years back, I did find a Sertoma

club and met with them. So I was surprised to see no Oregon clubs at all.

Maybe the search tool is busted. LOL

Hey and who do we blame for OUR weather, huh? Oh yes, depending on time

of year, its either Alaska or Southeast Asia. And you are welcome and here

is more weather coming your way! LOL

*---* *---* *---* *---* *---*

I went to a bookstore and asked the saleswoman, " Where's the self-help

section? " She said if she told me, it would defeat the purpose.

& Dreamer Doll ke7nwn

E-mail-

rclark0276@...

Home Page-

http://webpages.charter.net/dog_guide/

Questions about Cochlear and needing equipment, etc

>>

>>

>> > Alright, I have a Spectra implant and processor (yes I am an

>> > oldie...got

>> > it in 1997) Now I have been told there is no more equipment

>> > replacements

>> > such as cords and ear pieces that I need. Since they have replaced it

>> > with the new Freedom processor. Now my implant and processor are

>> > working

>> > fine other than the fact that I have to tape the cord to my processor

>> > to

>> > keep it from making a static sound and the ear piece comes loose.

>> > I deceided that I would go ahead and have the new BTE processor

>> > ordered.

>> > Go thru the process again of learning to hear again with new equipment.

>> > Now here is my dilemma...my insurance only pays 80% which means I neeed

>> > to

>> > pay $1500.00 I was not expecting this at this time and do not have

>> > funds

>> > to pay it all at one time. I offered to pay Cochlear $500 up front and

>> > $100 a month, which is a stretch on my income, but possible. They are

>> > not

>> > willing to do this.

>> > Anyone know what options I have other than going back to being totally

>> > deaf full time? I cannot apply for loans because my income is too

>> > limited.

>> > Any suggestions for me? I do live in Oregon so any agencies or

>> > something

>> > like that who might help in some way would be helpful too.

>> > Thanks for any suggestions anyone may have,

>> >

>> >

>> >

>> > ------------ --------- --------- ------

>> >

>> >

[Guest guest]

,

If the Lions don't work, go to the Tigers. LOL.

I phoned Cochlear today to ask about financing, and what they have as a

copay on an upgrade, etc. IF you have the product number for the cords

or whatever you need for the Spectra, they can see if they have it in

stock. Be my first choice.

Indeed, they are talking MORE than $1500 co pay, which I think is

wrong. But you'd need to talk to someone in insurance reimbursement

section of Cochlear. 1 800 523 5798.

Give them a call and see what they tell you.

good luck,

,

I did a search for Sertoma in Oregon and came up empty. Weird. Try the

Lions. Good luck!

____________________________________________________________

Stressed Over Debt?

We can help! Cut payments by up to 50%. Get a free debt consultation.

http://thirdpartyoffers.juno.com/TGL2141/c?cp=xWEkfVQKbEXi_2aPdkA2BwAAJ1CAYQG2fn\

ZWBLacCwlpBoaTAAQAAAAFAAAAAN6A4D4AAAMlAAAAAAAAAAAAAAAAAAhkBAAAAAA=