Re: Pam & Medicare--Off Topic

[Guest guest]

In a message dated 7/3/2004 6:17:58 PM Alaskan Daylight Time,

spottedlee@... writes:

> This is what

> SSI folks get, we don't get any Medicare of any kind or supplemental. If

> this

> is what you are looking for, apply at your State's welfare office, see if

> you

> might qaulify for " spend down " program of Medicaid.

Thanks Lee,

What is the *spend down* program? I heard someone mention a trust fund of

some sort that could take a person's monthly income down enough to qualify for

Medicaid and ssi.

Pam

[Guest guest]

In a message dated 7/3/2004 10:04:24 PM Pacific Daylight Time,

plsav42@... writes:

What is the *spend down* program? I heard someone mention a trust fund of

some sort that could take a person's monthly income down enough to qualify

for

Medicaid and ssi.

Not necessary, how it worked,, if your income is too much by let say 50

dollars a month, the spend down allows you to pay the first 50 dollars minus

what

allowance allowed as " deductible " then the Medicaid kicks in. When I was on

it, my spend down was about 20 dollars a month, I had an option to ask for

1, 3, or 6 months. I picked the 3 month because the 60 dollars were easily

written off in one office visit and I never paid a dime. Once they see a bill

that is more than 60 dollars, that it,,,,,,, no more spend down until next

time I apply. All it requires, get the bill, show it to welfare office and

they make you a medical coupon, voucher, or whatever it calls in your state.

Of

course, I have " heard " there is cut-off point to qualify, but this program

is REALLY good for those who are just " over the limit " .

I don't know anything about " trust fund " for SSI.... but as I said earlier,

I was able to get Medicaid without SSI in the past using the " spend down "

method.

Lee

[Guest guest]

In a message dated 7/3/2004 10:18:50 PM Alaskan Daylight Time,

spottedlee@... writes:

> I don't know anything about " trust fund " for SSI.... but as I said earlier,

>

> I was able to get Medicaid without SSI in the past using the " spend down "

> method.

>

> Lee

Thanks again.. all very helpful information that I can use.

Best,

Pam

[Guest guest]

Thanks Robin!

And your local SS office is helpful in explaining this process? I just need

to know the right people to go to in order to find out.

Appreciatively,

Pam

In a message dated 7/3/2004 11:05:17 PM Alaskan Daylight Time,

MsSmiley12002@... writes:

>

> Hi Pam,

>

> A Medicaid " Spend Down " amount as they call it means 2 things.

>

> 1. Your total monthly earning (from Employment or other benefits)

> fall over the approved income limits of the State Low Income Welfare

> Medicaid Plan.

>

> 2. If that applies, but your earned income minus cost of living

> expenses and all paid or unpaid medical costs that you have paid in

> past 6 months up to present puts you in a different level of low

> income bracket but with a monthly spend down amount that you pay out

> of pocket for your medical bills and services.

> Then after, lets say your monthly spend down amount is told to be is

> $400.00 a month. Then you can show and provide to them that you

> already paid over $400.00 this month in medical bills and services.

> You paid $500.00, That is the when the state will pay for you. Any

> amounts over that monthly amount will be picked up and paid as

> qualified by Medicaid. If you do not have that amount monthly but 3

> months later you had big medical expense you would then have to show

> it being over being over $1200.00 for that month for them to pay out

> for that month of expenses. $400 x 3 months +$1200.00 meaning did not

> pay any medical bills or that added up over $400.00.

>

> Robin

>

[Guest guest]

Hi Pam,

A Medicaid " Spend Down " amount as they call it means 2 things.

1. Your total monthly earning (from Employment or other benefits)

fall over the approved income limits of the State Low Income Welfare

Medicaid Plan.

2. If that applies, but your earned income minus cost of living

expenses and all paid or unpaid medical costs that you have paid in

past 6 months up to present puts you in a different level of low

income bracket but with a monthly spend down amount that you pay out

of pocket for your medical bills and services.

Then after, lets say your monthly spend down amount is told to be is

$400.00 a month. Then you can show and provide to them that you

already paid over $400.00 this month in medical bills and services.

You paid $500.00, That is the when the state will pay for you. Any

amounts over that monthly amount will be picked up and paid as

qualified by Medicaid. If you do not have that amount monthly but 3

months later you had big medical expense you would then have to show

it being over being over $1200.00 for that month for them to pay out

for that month of expenses. $400 x 3 months +$1200.00 meaning did not

pay any medical bills or that added up over $400.00.

Robin

> In a message dated 7/3/2004 6:17:58 PM Alaskan Daylight Time,

> spottedlee@a... writes:

>

> > This is what

> > SSI folks get, we don't get any Medicare of any kind or

supplemental. If

> > this

> > is what you are looking for, apply at your State's welfare

office, see if

> > you

> > might qaulify for " spend down " program of Medicaid.

>

> Thanks Lee,

>

> What is the *spend down* program? I heard someone mention a trust

fund of

> some sort that could take a person's monthly income down enough to

qualify for

> Medicaid and ssi.

>

> Pam

>

>

>