Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 Hello: >From what I understand about the law Clinton pushed through it only works with group health insurance - that is, moving from one group to another group - which basically means moving from one fairly large company to another. If you're switching to insurance that is not a group plan it all is still totally up to the insurance company. This also has been a dilemma for us also so I'm really interested in this thread. How does the SSI work, is it based on the family's income at all? Thanks and plmk. Mommy to - 3 and Noah - 21 mos. Sign up for FREE and receive CASH for filling out surveys and referring friends up to 3 levels http://www.surveysavvy.com/?ref_email_id=numom93097inwave Want to win Free Cash every day? Try the newest Freebie site on the Internet today, FreebieClub.com. The more people you tell, the more chances YOU get for cash. http://www.freebieclub.com//FC_myfreebies.asp?m=265416 & a=25847 Sign up and Receive $10 FREE http://www.resource-a-day.com/members2/numom1/ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 In a message dated 8/2/2001 12:00:12 PM Central Daylight Time, rjprather@... writes: > It is my understanding that they cannot deny her coverage based on any > pre-existing condition- I would confront this agent and tell her that she > has had continuous coverage since birth and see what her response is. The > only thing different I can see is if these rules apply only for going from > group to group coverage whereas you would be going from group to individual > . That might be why you are getting those responses. > > AH hem... as one who has always had private insurance, if you change providers the child with a disablity can indeed be denied coverage under pre exsisting condition. And indeed according to what my sister said when she was expecting her 2nd child 14 yrs ago, some insurance companies do indeed deny coverage for 24 hrs after birth, (again private ins.)tho that may have changed. The world of private insurance is different then the employer provided kind. Course we also have more choice and can change providers if the current one is crappy and someone else offeres a better deal. But once you have a child with a pre exsisting condition (be it DS or diabetes or whatever) you don't change providers, tho you can roll over to different types (we went from Major medical to PPO) within the company without having the child (or even an adult with some condition) dropped. I would say check to see what the states plan for uninsured children is if you make to much money to get medicaid free or for a small fee. (all states are supposed to have implemented such programs by now) usually TEfra/kaite beckett does have a process where you can protest the fee if it's high. So just check into all aspects of the program before deciding you won't be able to make the payments it never hurts to send in your information to see if you would qualify. :-) Joy Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 In a message dated 8/2/2001 12:00:12 PM Central Daylight Time, rjprather@... writes: > It is my understanding that they cannot deny her coverage based on any > pre-existing condition- I would confront this agent and tell her that she > has had continuous coverage since birth and see what her response is. The > only thing different I can see is if these rules apply only for going from > group to group coverage whereas you would be going from group to individual > . That might be why you are getting those responses. > > AH hem... as one who has always had private insurance, if you change providers the child with a disablity can indeed be denied coverage under pre exsisting condition. And indeed according to what my sister said when she was expecting her 2nd child 14 yrs ago, some insurance companies do indeed deny coverage for 24 hrs after birth, (again private ins.)tho that may have changed. The world of private insurance is different then the employer provided kind. Course we also have more choice and can change providers if the current one is crappy and someone else offeres a better deal. But once you have a child with a pre exsisting condition (be it DS or diabetes or whatever) you don't change providers, tho you can roll over to different types (we went from Major medical to PPO) within the company without having the child (or even an adult with some condition) dropped. I would say check to see what the states plan for uninsured children is if you make to much money to get medicaid free or for a small fee. (all states are supposed to have implemented such programs by now) usually TEfra/kaite beckett does have a process where you can protest the fee if it's high. So just check into all aspects of the program before deciding you won't be able to make the payments it never hurts to send in your information to see if you would qualify. :-) Joy Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 In a message dated 8/2/2001 7:57:29 AM Central Daylight Time, bspyle@... writes: > This is a crying shame. The US is the ONLY industrialized nation without > National Health. We should be ashamed of ourselves! > > granny > As someone who has always paid for my own, I personally like the freedom of choice. Unfortuanatly all the gov. interference here in MN has left us with only 3 private health providers to choose from anymore. Plus there is also a promise of rising insurance premiums because of even more gov. regulations (one reason I've taken a job with health benefits recently)...i guess they're out to force us into your national health care weather we want it or not. ugh. As for coverage for children, all states are supposed to have implemented childrens health insurance plans by now. Better to leave it to the states since the feds seem to lose astounding amounts of money. sigh Joy Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 In a message dated 8/2/2001 7:57:29 AM Central Daylight Time, bspyle@... writes: > This is a crying shame. The US is the ONLY industrialized nation without > National Health. We should be ashamed of ourselves! > > granny > As someone who has always paid for my own, I personally like the freedom of choice. Unfortuanatly all the gov. interference here in MN has left us with only 3 private health providers to choose from anymore. Plus there is also a promise of rising insurance premiums because of even more gov. regulations (one reason I've taken a job with health benefits recently)...i guess they're out to force us into your national health care weather we want it or not. ugh. As for coverage for children, all states are supposed to have implemented childrens health insurance plans by now. Better to leave it to the states since the feds seem to lose astounding amounts of money. sigh Joy Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 In a message dated 8/2/2001 3:09:15 PM Central Daylight Time, renaeb@... writes: > Yes, insurance companies can not deny....BUT....they sure can charge an arm > and leg!!!! We are farmers, so we pay independantly...no company to buffer > the cost...we are paying 900.00 a month premium!!!just for myself and our > two boys!!!!We can not be with out it though!! > Renae > Mom to Brady 7w/cp and Lucas 5/ds > you don't get your insurance through Communicatin for Agricultur? we do and we pay $400/month. My sister has some private insurance to, she pays $600/month. Did you get this after you had the boys? Joy Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 In a message dated 8/2/2001 3:09:15 PM Central Daylight Time, renaeb@... writes: > Yes, insurance companies can not deny....BUT....they sure can charge an arm > and leg!!!! We are farmers, so we pay independantly...no company to buffer > the cost...we are paying 900.00 a month premium!!!just for myself and our > two boys!!!!We can not be with out it though!! > Renae > Mom to Brady 7w/cp and Lucas 5/ds > you don't get your insurance through Communicatin for Agricultur? we do and we pay $400/month. My sister has some private insurance to, she pays $600/month. Did you get this after you had the boys? Joy Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 Yes, SSI/Medicaid is based on the parents income. I am in Florida and we also have something called Florida Kid Care/Healthy Kids and Chilren's Medical Services Network(for special needs kids), which is about $15 per month per household (for children). It is on a sliding scale, so if you have more $$ you will pay more each month. Each state has a progrom for uninsured children with working parent(s). try this website: http://www.hcfa.gov/init/children.htm Maura Log on to- http://www.igive.com/lindseyrae. Each time you purchase from this site, a percentage is donated to the Lindsey Rae Foundation(a non-profit organization for children with Down Syndrome). Plus, your purchase maybe tax deductible. ----Original Message Follows---- From: " Biggers " <numom93097@...> < > Subject: RE: Health Insurance Date: Thu, 2 Aug 2001 12:27:16 -0500 Hello: >From what I understand about the law Clinton pushed through it only works with group health insurance - that is, moving from one group to another group - which basically means moving from one fairly large company to another. If you're switching to insurance that is not a group plan it all is still totally up to the insurance company. This also has been a dilemma for us also so I'm really interested in this thread. How does the SSI work, is it based on the family's income at all? Thanks and plmk. Mommy to - 3 and Noah - 21 mos. Sign up for FREE and receive CASH for filling out surveys and referring friends up to 3 levels http://www.surveysavvy.com/?ref_email_id=numom93097inwave Want to win Free Cash every day? Try the newest Freebie site on the Internet today, FreebieClub.com. The more people you tell, the more chances YOU get for cash. http://www.freebieclub.com//FC_myfreebies.asp?m=265416 & a=25847 Sign up and Receive $10 FREE http://www.resource-a-day.com/members2/numom1/ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 Yes, SSI/Medicaid is based on the parents income. I am in Florida and we also have something called Florida Kid Care/Healthy Kids and Chilren's Medical Services Network(for special needs kids), which is about $15 per month per household (for children). It is on a sliding scale, so if you have more $$ you will pay more each month. Each state has a progrom for uninsured children with working parent(s). try this website: http://www.hcfa.gov/init/children.htm Maura Log on to- http://www.igive.com/lindseyrae. Each time you purchase from this site, a percentage is donated to the Lindsey Rae Foundation(a non-profit organization for children with Down Syndrome). Plus, your purchase maybe tax deductible. ----Original Message Follows---- From: " Biggers " <numom93097@...> < > Subject: RE: Health Insurance Date: Thu, 2 Aug 2001 12:27:16 -0500 Hello: >From what I understand about the law Clinton pushed through it only works with group health insurance - that is, moving from one group to another group - which basically means moving from one fairly large company to another. If you're switching to insurance that is not a group plan it all is still totally up to the insurance company. This also has been a dilemma for us also so I'm really interested in this thread. How does the SSI work, is it based on the family's income at all? Thanks and plmk. Mommy to - 3 and Noah - 21 mos. Sign up for FREE and receive CASH for filling out surveys and referring friends up to 3 levels http://www.surveysavvy.com/?ref_email_id=numom93097inwave Want to win Free Cash every day? Try the newest Freebie site on the Internet today, FreebieClub.com. The more people you tell, the more chances YOU get for cash. http://www.freebieclub.com//FC_myfreebies.asp?m=265416 & a=25847 Sign up and Receive $10 FREE http://www.resource-a-day.com/members2/numom1/ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 Joan, Is your husband planning on incorporating the business? If so try to find a US Healthcare/Aetna agent and get a quote from them - they do small businesses and are the most reasonable premiums I've seen I would stay with the present insurer under cobra for the 18 months but start putting things into place to get coverage through your husband's new business venture if possible. Laws do vary from state to state but it is difficult to get coverage for individuals which is why I recommend that your husband incorporate and look for a small business health insurance plan he will have to offer the plan to all employees but does not have to pay thier costs. i am self employed in the insurance industry and have the kids covered through a state plan (minimal premuim) and an individual business policy for me making the monthly premuim all told about $230.00 - there are ways to do it but you have to do your homework and get good advice. Good luck it is one of the most frustrating aspects of having a handicapped child and being self employed. > As I understand it (and my understanding is minimal), SSI/Medicaid has income > requirements. I believe that we would not qualify. > As far as the law regarding pre-existing conditions go, I think that someone > failed to inform the insurance companies. I spoke with an agent who gave me > no hope of her being insured. I spoke with Trigon (Blue Cross), the largest > private insurer in the state, and they will give catastrophic coverage > only after she has been on the plan for a year. has no gaps since > birth in her coverage. I have looked into a couple of association plans and > their costs are astronomical, let alone including a child with Down syndrome > on the plan. Will the insurance companies flat out lie to you about their > obligation to honor the law! Can you tell that I am ranting and smoke is > billowing out of my ears? > > Joan Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 Joan, Is your husband planning on incorporating the business? If so try to find a US Healthcare/Aetna agent and get a quote from them - they do small businesses and are the most reasonable premiums I've seen I would stay with the present insurer under cobra for the 18 months but start putting things into place to get coverage through your husband's new business venture if possible. Laws do vary from state to state but it is difficult to get coverage for individuals which is why I recommend that your husband incorporate and look for a small business health insurance plan he will have to offer the plan to all employees but does not have to pay thier costs. i am self employed in the insurance industry and have the kids covered through a state plan (minimal premuim) and an individual business policy for me making the monthly premuim all told about $230.00 - there are ways to do it but you have to do your homework and get good advice. Good luck it is one of the most frustrating aspects of having a handicapped child and being self employed. > As I understand it (and my understanding is minimal), SSI/Medicaid has income > requirements. I believe that we would not qualify. > As far as the law regarding pre-existing conditions go, I think that someone > failed to inform the insurance companies. I spoke with an agent who gave me > no hope of her being insured. I spoke with Trigon (Blue Cross), the largest > private insurer in the state, and they will give catastrophic coverage > only after she has been on the plan for a year. has no gaps since > birth in her coverage. I have looked into a couple of association plans and > their costs are astronomical, let alone including a child with Down syndrome > on the plan. Will the insurance companies flat out lie to you about their > obligation to honor the law! Can you tell that I am ranting and smoke is > billowing out of my ears? > > Joan Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 PS - most insurance agents HATE writing health insurance - lots of paperwork very little commission - find an agent who specializes in healthinsurance and small businesses also try the local chamber of commerce - you will have to pay a fee to join but they also offer group plans to chamber members. > > As I understand it (and my understanding is minimal), SSI/Medicaid > has income > > requirements. I believe that we would not qualify. > > As far as the law regarding pre-existing conditions go, I think > that someone > > failed to inform the insurance companies. I spoke with an agent > who gave me > > no hope of her being insured. I spoke with Trigon (Blue Cross), > the largest > > private insurer in the state, and they will give catastrophic > coverage > > only after she has been on the plan for a year. has no gaps > since > > birth in her coverage. I have looked into a couple of association > plans and > > their costs are astronomical, let alone including a child with Down > syndrome > > on the plan. Will the insurance companies flat out lie to you > about their > > obligation to honor the law! Can you tell that I am ranting and > smoke is > > billowing out of my ears? > > > > Joan Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 PS - most insurance agents HATE writing health insurance - lots of paperwork very little commission - find an agent who specializes in healthinsurance and small businesses also try the local chamber of commerce - you will have to pay a fee to join but they also offer group plans to chamber members. > > As I understand it (and my understanding is minimal), SSI/Medicaid > has income > > requirements. I believe that we would not qualify. > > As far as the law regarding pre-existing conditions go, I think > that someone > > failed to inform the insurance companies. I spoke with an agent > who gave me > > no hope of her being insured. I spoke with Trigon (Blue Cross), > the largest > > private insurer in the state, and they will give catastrophic > coverage > > only after she has been on the plan for a year. has no gaps > since > > birth in her coverage. I have looked into a couple of association > plans and > > their costs are astronomical, let alone including a child with Down > syndrome > > on the plan. Will the insurance companies flat out lie to you > about their > > obligation to honor the law! Can you tell that I am ranting and > smoke is > > billowing out of my ears? > > > > Joan Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 Yes, insurance companies can not deny....BUT....they sure can charge an arm and leg!!!! We are farmers, so we pay independantly...no company to buffer the cost...we are paying 900.00 a month premium!!!just for myself and our two boys!!!!We can not be with out it though!! Renae Mom to Brady 7w/cp and Lucas 5/ds Health Insurance > > > >Our family is in a dilemma. My husband wants to quit his job with > ExxonMobil > >to start his own consulting company. I support him except that I am very > >concerned about health insurance for our family, or at least health > insurance > >my daughter . I was shocked to discover that insurance companies can > >simply refuse to cover simply because she has Down syndrome. We know > >that we can use COBRA coverage for 18 months and then pay full price for > >coverage with the same insurer for another 18 months, but then what? Does > >anyone have any suggestions for us to investigate? We found a > >hospitalization plan with ARC - but it is a bare minimum. The other > >alternative is that I go back to work full time - YUCK. > >Caio, > >Joan > > > > > >Click reply to all for messages to go to the list. Just hit reply for > messages to go to the sender of the message. > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 Yes, insurance companies can not deny....BUT....they sure can charge an arm and leg!!!! We are farmers, so we pay independantly...no company to buffer the cost...we are paying 900.00 a month premium!!!just for myself and our two boys!!!!We can not be with out it though!! Renae Mom to Brady 7w/cp and Lucas 5/ds Health Insurance > > > >Our family is in a dilemma. My husband wants to quit his job with > ExxonMobil > >to start his own consulting company. I support him except that I am very > >concerned about health insurance for our family, or at least health > insurance > >my daughter . I was shocked to discover that insurance companies can > >simply refuse to cover simply because she has Down syndrome. We know > >that we can use COBRA coverage for 18 months and then pay full price for > >coverage with the same insurer for another 18 months, but then what? Does > >anyone have any suggestions for us to investigate? We found a > >hospitalization plan with ARC - but it is a bare minimum. The other > >alternative is that I go back to work full time - YUCK. > >Caio, > >Joan > > > > > >Click reply to all for messages to go to the list. Just hit reply for > messages to go to the sender of the message. > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 In a message dated 8/2/01 6:45:23 PM Central Daylight Time, rjprather@... writes: > . If we just had medicaid coverage we would be limited in our choice > of providers, since so many providers here are now refusing to accept > medicaid patients because of the low reimbursement rate. Is it that way > everywhere? Just curious. is also on the waiting list for > medicaid waivered services which provides services regardless of income. > But here again, it is almost impossible to find quality service providers. > > I wish you the best Joan, I know you are in a hard spot , but as an > ex-insurance agent I would definately pursue getting incorporated and > It's that way here too. Most doctors will not take Medicaid patients and you end up going to the Univ. hospital, which I would not take anyone to if I could help it. is old enough now to have Medicare and then a Medicare HMO, Medicaid pays his Medicare premium and now and then for a prescription. I don't mess with them any more than necessary. Jessie Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 In a message dated 8/2/01 6:45:23 PM Central Daylight Time, rjprather@... writes: > . If we just had medicaid coverage we would be limited in our choice > of providers, since so many providers here are now refusing to accept > medicaid patients because of the low reimbursement rate. Is it that way > everywhere? Just curious. is also on the waiting list for > medicaid waivered services which provides services regardless of income. > But here again, it is almost impossible to find quality service providers. > > I wish you the best Joan, I know you are in a hard spot , but as an > ex-insurance agent I would definately pursue getting incorporated and > It's that way here too. Most doctors will not take Medicaid patients and you end up going to the Univ. hospital, which I would not take anyone to if I could help it. is old enough now to have Medicare and then a Medicare HMO, Medicaid pays his Medicare premium and now and then for a prescription. I don't mess with them any more than necessary. Jessie Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 I believe this is the case with California as well. Sandy mom to gabby (5, ds-asd) and adam (almost 2!) Re: Health Insurance Here in PA you don't have to qualify for SSI to be given medical assistance. I just applied and got approved for to receive medical assistance, so I know this to be true. Jackie, Mom to 13ds, 10, and Bradley 7 Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 I believe this is the case with California as well. Sandy mom to gabby (5, ds-asd) and adam (almost 2!) Re: Health Insurance Here in PA you don't have to qualify for SSI to be given medical assistance. I just applied and got approved for to receive medical assistance, so I know this to be true. Jackie, Mom to 13ds, 10, and Bradley 7 Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 jodi - just curious, who were you an insurance agent with? its ok if you dont want to tell, but i work for an insurance company and i was wondering if it was the same. kerrie Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 jodi - just curious, who were you an insurance agent with? its ok if you dont want to tell, but i work for an insurance company and i was wondering if it was the same. kerrie Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 Re: Health Insurance > As someone who has always paid for my own, I personally like the freedom of > choice. Unfortuanatly all the gov. interference here in MN has left us with > only 3 private health providers to choose from anymore. Plus there is also > a promise of rising insurance premiums because of even more gov. regulations > (one reason I've taken a job with health benefits recently)...i guess they're > out to force us into your national health care weather we want it or not. > ugh. > > > As for coverage for children, all states are supposed to have implemented > childrens health insurance plans by now. Better to leave it to the states > since the feds seem to lose astounding amounts of money. sigh > > Joy Afraid that doesn't help adult cancer patients with no insurance, Joy. Poor people do not have any choice. granny --- " Setting a good example for your children takes all the fun out of middle age. " -- Feather http://www.bspyle.com/granny.html Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 2, 2001 Report Share Posted August 2, 2001 Re: Health Insurance > As someone who has always paid for my own, I personally like the freedom of > choice. Unfortuanatly all the gov. interference here in MN has left us with > only 3 private health providers to choose from anymore. Plus there is also > a promise of rising insurance premiums because of even more gov. regulations > (one reason I've taken a job with health benefits recently)...i guess they're > out to force us into your national health care weather we want it or not. > ugh. > > > As for coverage for children, all states are supposed to have implemented > childrens health insurance plans by now. Better to leave it to the states > since the feds seem to lose astounding amounts of money. sigh > > Joy Afraid that doesn't help adult cancer patients with no insurance, Joy. Poor people do not have any choice. granny --- " Setting a good example for your children takes all the fun out of middle age. " -- Feather http://www.bspyle.com/granny.html Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 3, 2001 Report Share Posted August 3, 2001 It should not be this complicated for anyone to get health insurance! granny, still advocating national health --- " Setting a good example for your children takes all the fun out of middle age. " -- Feather http://www.bspyle.com/granny.html Health insurance > Blue Cross/Blue Shield spent over 30 minutes on the phone with me this > morning. They said that it is in fact federal law that any and every > insurance company has to provide insurance if you have had uninterrupted > coverage - it is the law! It was refreshing to have an insurance person say > that out loud. The catch is that since COBRA is an option for us, we have to > exhaust this first before the law takes effect. It has nothing to do with > whether or not you are seeking a group versus an individual plan. > Originally, they offered us a plan which was for otherwise uninsurable > people. However, the representative said that if we can provide a doctor's > statement that claims she has an IQ of over 50, then she can qualify for any > of their plans. It is not the Down syndrome per se that excludes her, but > the MR. What are they thinking!!?? Anyway, I feel a little better now that > I know this law most certainly applies to our situation. > Thanks again for all the help. > Joan > > Click reply to all for messages to go to the list. Just hit reply for messages to go to the sender of the message. > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 3, 2001 Report Share Posted August 3, 2001 It should not be this complicated for anyone to get health insurance! granny, still advocating national health --- " Setting a good example for your children takes all the fun out of middle age. " -- Feather http://www.bspyle.com/granny.html Health insurance > Blue Cross/Blue Shield spent over 30 minutes on the phone with me this > morning. They said that it is in fact federal law that any and every > insurance company has to provide insurance if you have had uninterrupted > coverage - it is the law! It was refreshing to have an insurance person say > that out loud. The catch is that since COBRA is an option for us, we have to > exhaust this first before the law takes effect. It has nothing to do with > whether or not you are seeking a group versus an individual plan. > Originally, they offered us a plan which was for otherwise uninsurable > people. However, the representative said that if we can provide a doctor's > statement that claims she has an IQ of over 50, then she can qualify for any > of their plans. It is not the Down syndrome per se that excludes her, but > the MR. What are they thinking!!?? Anyway, I feel a little better now that > I know this law most certainly applies to our situation. > Thanks again for all the help. > Joan > > Click reply to all for messages to go to the list. Just hit reply for messages to go to the sender of the message. > > Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You are posting as a guest. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.